IQ Option Withdrawal - Limits, Methods, Fees, and Common Problems

Paul Titus
Barry Edwards
Last Updated on June 24, 2025
IQ Option Withdrawal
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IQ Option processes withdrawal requests reliably and transparently, enabling traders to access their funds quickly and minimize risk of delays. Most users receive their funds without issues, especially when users follow the proper steps and use verified accounts.

In this article, we’ll explain how long withdrawals on IQ Option take, what methods you can use, what limits and fees apply, and how to avoid the most common problems that delay payouts.

Whether you’re trading on a real account for the first time or just want to make sure your withdrawal goes smoothly, this guide will help you withdraw your money from IQ Option without problems.

Withdrawal Time

Withdrawal Method

Expected TAT (Turnaround Time)

Notes

E-Wallets (Skrill, Neteller, etc.)

1–24 hours (usually same day)

Fastest method; verified accounts may receive funds in 1–2 hours

Bank Cards

3–5 business days (can extend up to 21 days)

Country regulations (e.g., India, Pakistan) can cause delays

Bank Transfer

3–5 business days

Slower, may also be impacted by local regulations

All Methods (Approved Withdrawal)

Within 24 hours after approval

Applies mainly to e-wallets

Verified Accounts

1–2 hours (for e-wallets)

Consistent trading history can trigger prioritization

Unverified Accounts / Mismatched Method

Slower than average TAT

Verification & method consistency is key to speed

IQ Option processes withdrawals within 1–3 business days, depending on your account status, payment method, and verification level. In most cases, users receive their funds within 24 hours after the withdrawal is approved, especially when using e-wallets.

For verified accounts with consistent trading history, IQ Option often prioritizes payouts, which can arrive in your wallet within 1–2 hours. E-wallets like Skrill and Neteller typically complete within the same day. However, bank card withdrawals may take 3–5 business days, especially if your country has strict remittance regulations, like in India or Pakistan. While bank cards can be processed in under a day, delays can take up to 21 days sometimes.

To speed up your withdrawal, make sure your account is fully verified, your payout method matches your deposit method, and if you use banks, avoid requesting on weekends or public holidays. But we highly recommend you avoid bank cards completely. IQ Option also sends email confirmations and updates at each step, so you’ll always know the status of your request.

Minimum and Maximum Withdrawal Limits

IQ Option's minimum withdrawal requirement is as low as $2 on most payment methods, but it doesn’t set a maximum withdrawal limit, and some payment providers, especially local banks or e-wallets, may impose transaction limits.

Here are IQ Option’s minimum withdrawal requirements on widely used payment methods:

Method

Minimum Withdrawal Limit

Visa or Mastercard

2 USD/EUR, 600 PKR, 170 INR

Neteller

10 USD/EUR, 600 PKR, 894 INR

GlobePay

7 USD/EUR, 626 INR

Other e-wallets (e.g., Skrill, Webmoney)

2 USD/EUR, 600 PKR, 170 INR

Brazilian Banks (in BRL)

150 BRL

Bank Transfers (India)

13 USD/EUR, 1000 INR

Bank Transfers (Indonesia)

13 EUR, 14 USD, 200,000 IDR

If your withdrawal exceeds the daily or monthly limits set by your payment provider, IQ Option may contact you to choose an alternative method. To avoid rejections or delays, try to keep each request under $1,000 if using local methods, as large amounts may also be reviewed or processed into multiple transactions for security reasons.

To get faster access to large profits, we recommend verifying your identity early, linking a reliable international payment method (like Skrill or Binance Pay), and withdrawing regularly in smaller amounts instead of waiting to cash out a big lump sum.

Withdrawal Fees

IQ Option has a 2% fee, maxed at 30 USD/EUR (9,000 in PKR or 2,207 in INR) per transaction, but the broker provides 1 free withdrawal per month. Third-party fees may also apply depending on the method you use. For example:

  • Bank transfers may include SWIFT or intermediary bank fees, especially for international transactions.
  • E-wallets like Skrill or Neteller may charge small percentage-based fees for receiving or converting funds.
  • Currency conversion charges (if you deposit in INR/PKR and withdraw in USD)

IQ Option is transparent about these external costs and never inflates exchange rates or hides extra deductions. But to avoid unexpected charges, always check your wallet or bank’s fee policy and withdraw in the same currency you deposited with to avoid exchange rate losses.

Withdrawal Methods

IQ Option supports a wide range of international and local withdrawal methods, including traditional bank cards and digital wallets, but withdrawals must always be made using the same method you used to deposit funds.

Below are the most commonly supported withdrawal options on IQ Option:

Category

Payout Type

Notes / Region-Specific Info

Banking

Direct-to-bank local transfers

Supported in India, Pakistan, Indonesia, South Africa

Cell

Virtual Bank

Available in Indonesia

Cell

Bank Transfer

Supported in India, Indonesia, South Africa

Bank Cards

Visa / Mastercard / Maestro

Only available if used for deposit; in some regions, limited to deposit amount only

Bank card withdrawals are only available if you used a card for your deposit, and in some regions, you can only withdraw the same amount you deposited. IQ Option will ask you to withdraw the remaining profits with a different method (e.g., e-wallet).

Category

Payout Type

Notes / Region-Specific Info

E-Payments

Skrill

Fast and reliable; recommended for quick payouts

Cell

Neteller

Fast and reliable; widely accepted

Cell

Apple Pay

Fast; region availability may vary

Cell

Volet.com

Not reliable in India

Cell

Google Pay

Not available for withdrawals in India

Cell

Webmoney

Supported in CIS and globally

Cell

QRIS

Available in Indonesia

Cell

Jazzcash, Easypaisa

Available in Pakistan

Cell

DANA, OVO

Available in Indonesia

Cell

GlobePay

Popular in India

Cell

UPI (India)

Mostly for deposits; withdrawal support is limited and may delay

These options are fast and widely available in India, Pakistan, and Southeast Asia. Most e-wallet payouts are processed within hours.

To avoid payout issues, we recommend using e-wallets like Skrill or Neteller for both deposits and withdrawals. These are more reliable and typically faster than local bank methods, which may be subject to regulatory delays in India and Pakistan.

How to Withdraw Your Money on IQ Option?

Withdrawing your money from IQ Option is convenient, especially if your account is verified and you choose reliable payment methods. IQ Option complies with strict anti-money laundering (AML) policies and requires users to complete full identity verification (KYC) before processing payouts.

Once verified, follow these steps:

Step 1:

Log in to your IQ Option account. Click on your profile icon in the top right corner, then select “Withdraw Funds” from the dropdown menu.

IQ Option withdrawal step 1

Step 2:

Choose the deposit method as your withdrawal method. IQ Option will show you only the methods that match your previous deposit method.

Step 3:

Enter your desired amount. IQ Option will display your available balance and whether the amount is eligible based on your deposit source.

Step 4:

Fill in your payout details, like your bank card number, e-wallet account ID, or any other verification info requested by the system.

Step 5:

Confirm the request. IQ Option may ask for a 2FA code (sent to your email or phone). Once submitted, your withdrawal will be marked as “Processing” in the transaction history.

If your request involves a large sum or unusual activity, IQ Option may request additional documents (such as a photo ID or bank statement). Until the current request is fully processed, you will not be able to submit another withdrawal.

For smoother withdrawals, avoid switching payment methods and keep your account details consistent with your ID. Withdraw in the same currency you deposited to avoid conversion fees.

Proof: Does IQ Option Really Pay?

Yes, IQ Option does pay its users, and the majority of withdrawal requests are completed successfully, especially when traders follow the verification steps and use reliable payment methods in their location. The platform is considered one of the more reliable brokers in the industry, with a long-standing operational history and millions of active users globally.

IQ Option is regulated by the Financial Services Regulatory Commission, which means the broker is safe because it’s legally licensed. On platforms like Trustpilot and Reddit, most user complaints about IQ Option withdrawals are tied to incomplete verification, attempting to withdraw with unsupported methods, or trying to bypass card refund rules.

IQ Option also provides full transaction logs and real-time withdrawal tracking inside your dashboard, so you can follow the status of your payout. While not perfect, IQ Option remains one of the more transparent binary options brokers.

Common Withdrawal Problems

Withdrawal requests

IQ Option withdrawal issues are rare compared to unregulated brokers, but delays can still happen, which is usually due to verification problems, incorrect payment details, or banking restrictions in certain regions like India and Pakistan. Below are the most common issues users face and how to fix them:

Delayed Withdrawal Processing Time

Delayed withdrawals are the most common issue on IQ Option and are usually caused by incomplete KYC verification, technical issues, using a different withdrawal method than your deposit, banking holidays, or payment gateway delays.

E-wallets are the fastest options, often completed within 24 hours. However, bank transfers and card withdrawals can take longer, especially in countries like India and Pakistan, where financial regulations may slow down remittances. If your withdrawal hasn’t arrived after 8 business days, you should contact support with your transaction ID.

Withdrawal Request Declined

IQ Option may reject your withdrawal for several reasons:

  • Unverified account or payment method
  • Incorrect payout details (e.g., wrong card number)
  • Mismatched account names between your IQ Option account and payment provider
  • Using a different withdrawal method than deposit because IQ Option enforces the same withdrawal method policy
  • Account flagged for unusual activity such as high-risk trades, multiple logins, or IP changes

If your withdrawal is declined, check your email for a message from support and follow any instructions. In most cases, you can resubmit the request once the issue is resolved. If you’re using a VPN or third-party device, this might also trigger fraud detection, so stick to your registered IP and device.

IQ Option’s support is generally responsive and helpful in resolving payout issues, especially if you provide all required documentation. To prevent problems, always double-check your withdrawal details, avoid switching payout methods, and make sure your account is 100% verified before submitting large requests.

Final Thoughts

IQ Option is a trustworthy trading platform with a strong track record for processing withdrawals successfully among binary options platforms. Most users receive their money without issues, especially when using e-wallets like Skrill or Neteller.

If you already use IQ Option and have made deposits, make sure your account is fully verified before requesting a withdrawal. Also, use the same payment method for deposit and payout, and double-check your withdrawal details. If you’re in India or Pakistan, try to avoid local banking channels that may be subject to remittance restrictions, and opt for international e-payments instead.

Whether you’re withdrawing a small profit or cashing out a larger amount, IQ Option gives you a reliable and flexible way to access your funds. Just follow the correct steps, and you’ll likely receive your money within the expected timeframe.

table of contents
1)
Withdrawal Time
2)
Minimum and Maximum Withdrawal Limits
3)
Withdrawal Fees
4)
Withdrawal Methods
5)
How to Withdraw Your Money on IQ Option?
6)
Common Withdrawal Problems
7)
Final Thoughts